Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k). Surprises Making the most of surprises is a great reason to work with us.